Estimate the annual cost of your insurance agency software stack. Typical pricing for AMS, CRM, comparative rater and quoting tools, scaled by user count.
Agency Tech Stack Cost Calculator
Estimate the annual cost of your insurance agency software stack. Pick a tool in each category and set your user count. Figures use published entry pricing; quote-only platforms are excluded.
How this calculator works
The estimate multiplies each per-user tool's published annual price by your user count, then adds any company-level tools at a flat rate. Monthly prices are annualized at twelve months. The result is a directional annual figure for the tools you select, not a quote.
Only vendors that publish entry pricing appear here. Enterprise and quote-only platforms are excluded because their pricing is not published, and we do not invent figures.
Why total cost of ownership matters
When you compare platforms, the sticker price is only part of the story. A tool billed per user grows with your headcount, so a stack that looks affordable at three users can strain the budget at twenty. Company-level tools behave differently, spreading their cost as you add users. Seeing both in one place helps you plan how your software spend scales with the business.
Implementation and migration costs sit outside this calculator. When you request a formal quote, ask for the all-in first-year figure, since onboarding is where budgets quietly grow. Treat the number here as a starting point for that conversation, and confirm current rates directly with each vendor.
Frequently asked questions
How accurate is this estimate?
It reflects published entry pricing as of 2026 and annualizes monthly rates. Actual costs vary by tier, add-ons, extra seats, contract term and negotiated discounts, so treat it as directional and confirm with each vendor.
Why are some platforms not listed?
Some platforms are quote-only and do not publish pricing. Including a guessed number would misrepresent them, so they are left out. Read their reviews for what is known about their pricing models.
Does the total include implementation?
No. The figure covers annual subscription cost only. Ask each vendor for an all-in first-year quote that includes onboarding and data migration.