Compare Applied Epic vs NowCerts: pricing, features, pros, cons, and which is right for your business.
Applied Epic vs NowCerts
Updated October 2026 · Insurance Agency Management Systems software comparison
At a Glance
| Criteria | Applied Epic | NowCerts |
|---|---|---|
| Overall Rating |
★ 4.2
142 reviews |
★ 4.8
150 reviews |
| Starting Price | Contact vendor | $99.00 /month (1 user) |
| Pricing Model | Quote Only | Paid |
| Free Trial | No | ✓ Yes |
| Deployment | cloud, mobile | cloud |
| Best For | Mid Market, Enterprise | Freelancer, Smb, Mid Market |
Strengths & Weaknesses
Who uses insurance agency software — and what each person does with it
Watches book of business, retention and commission by producer and by carrier on one dashboard — sees which lead sources and lines actually make money.
Works new leads in the pipeline, fires off multi-carrier quotes from the comparative rater, and gets automated follow-up reminders so no quote goes cold.
Services the book from the AMS — endorsements, COIs, certificates and renewals — with carrier downloads posting policy changes automatically, no re-keying.
Accepts the proposal, e-signs the application, pays, and self-serves ID cards and certificates from a client portal — then gets an automatic renewal and review request.
The flow the software runs end to end: lead captured → comparative quote across carriers → proposal and e-signed application → bind and issue → policy download and servicing → renewal and cross-sell → automatic review request. Each stage hands off to the next without re-keying.
Who Should Choose Which?
- Your team fits the mid market or enterprise profile
- Your preferred deployment is cloud or mobile
- Handles P&C and employee benefits in one system of record — rare in the AMS category
- Your team fits the freelancer or smb or mid market profile
- You want to try before you buy — free trial available
- You prioritise peer-verified quality — higher rating (4.8 vs 4.2)
- Your preferred deployment is cloud
- Publishes clear pricing from $99/month — rare in the AMS category
Our Verdict
Applied Epic targets mid_market/enterprise businesses with quote only pricing . Its strongest selling points include handles p&c and employee benefits in one system of record — rare in the ams category and insurance-specific integrated accounting plus digital payments (applied pay).
NowCerts targets freelancer/smb/mid_market businesses with paid pricing starting at $99.00/month (1 user). Its key advantages include publishes clear pricing from $99/month — rare in the ams category and real ams depth for the price: acord forms, downloads, commissions, crm and client portal in one plan.
Both tools are reviewed independently — see the full reviews below to dig into integrations, implementation timelines, and user sentiment.
Book a vendor demo
Vendor-facilitated. We forward your request to their sales team within 24 hours.
- Choose a preferred date + time slot
- 30-minute product walkthrough
- Custom pricing based on your seat count