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Compare Newton (Agency Systems) vs Xanatek (IMS): pricing, features, pros, cons, and which is right for your business.

Newton (Agency Systems) vs Xanatek (IMS)

Updated October 2026 · Insurance Agency Management Systems software comparison

Newton (Agency Systems)

Newton (Agency Systems)

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Independent P&C AMS with real-time accounting and 1,000+ carrier downloads

Xanatek (IMS)

Xanatek (IMS)

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Cloud P&C agency management system (Connect) with flat pricing and unlimited support

At a Glance

Criteria Newton (Agency Systems) Xanatek (IMS)
Overall Rating No data No data
Starting Price Contact vendor Contact vendor
Pricing Model Quote Only Quote Only
Free Trial No No
Deployment cloud, hybrid, mobile cloud, mobile
Best For Smb, Mid Market Freelancer, Smb, Mid Market

Strengths & Weaknesses

Newton (Agency Systems)
Xanatek (IMS)
Pros
✓Independent, privately held vendor — no PE parent or rebrand history in a consolidating category
✓"One flat price" with unlimited training and support bundled — no per-incident or per-seat surprises
✓Deep carrier download: IVANS, Team Up, plus Erie and Progressive direct, 1,000+ carriers
✓Carrier downloads span personal, commercial, claims and commission statements, plus ACORD forms
✓Integrated real-time accounting with no lengthy month-end/year-end processes
✓Comparative rater (XanaFuel) integrates with TurboRater, Applied Systems Rater, ACS and IBQ
✓Unlimited training and support included, per the vendor, with no additional fees
✓Built-in e-signature (XanaSign) and two-way email; cloud and mobile-friendly
✓Built to handle complex commercial accounts, large schedules and remarketing
✓Independent, privately owned vendor with a service-first, small-agency focus
✓Long track record and very high customer tenure (some 30+ years)
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Cons
✗Quote-only — no public price, so comparison-shopping requires a sales call
✗Quote-only — no public price, so you cannot compare the sticker without a demo
✗Hybrid/desktop-style delivery via AWS Cloud Workspaces rather than pure browser-native cloud
✗Client portal is still "coming soon," so insured self-service is not available yet
✗P&C-focused; not built for life, health or benefits agencies
✗Small-vendor, P&C-only scope — less feature depth than enterprise platforms
✗As with any AMS, data migration (accounting, certificate holders) is the hard part of switching
✗Not built for life & health / benefits agencies
✗Included-support and training claims are vendor statements worth confirming on the call
✗Large multi-location operations will outgrow the accounting and permissions

Who uses insurance agency software — and what each person does with it

🧑‍💼 Agency principal / owner

Watches book of business, retention and commission by producer and by carrier on one dashboard — sees which lead sources and lines actually make money.

📈 Producer

Works new leads in the pipeline, fires off multi-carrier quotes from the comparative rater, and gets automated follow-up reminders so no quote goes cold.

🗂️ CSR / account manager

Services the book from the AMS — endorsements, COIs, certificates and renewals — with carrier downloads posting policy changes automatically, no re-keying.

👤 Insured / client

Accepts the proposal, e-signs the application, pays, and self-serves ID cards and certificates from a client portal — then gets an automatic renewal and review request.

The flow the software runs end to end: lead captured → comparative quote across carriers → proposal and e-signed application → bind and issue → policy download and servicing → renewal and cross-sell → automatic review request. Each stage hands off to the next without re-keying.

Who Should Choose Which?

Choose Newton (Agency Systems) if…
  • Your team fits the smb or mid market profile
  • Your preferred deployment is cloud or hybrid or mobile
  • Independent, privately held vendor — no PE parent or rebrand history in a consolidating category
Choose Xanatek (IMS) if…
  • Your team fits the freelancer or smb or mid market profile
  • Your preferred deployment is cloud or mobile
  • "One flat price" with unlimited training and support bundled — no per-incident or per-seat surprises

Our Verdict

Newton (Agency Systems) targets smb/mid_market businesses with quote only pricing . Its strongest selling points include independent, privately held vendor — no pe parent or rebrand history in a consolidating category and deep carrier download: ivans, team up, plus erie and progressive direct, 1,000+ carriers.

Xanatek (IMS) targets freelancer/smb/mid_market businesses with quote only pricing . Its key advantages include "one flat price" with unlimited training and support bundled — no per-incident or per-seat surprises and carrier downloads span personal, commercial, claims and commission statements, plus acord forms.

Both tools are reviewed independently — see the full reviews below to dig into integrations, implementation timelines, and user sentiment.

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